APPRAISER'S QUALIFICATIONS

Licenses and Certifications:

State Certified General Real Estate Appraiser - Florida No. RZ 0002015

Real Estate Salesman, State of Florida, No. SL0562918 (1990)

Appraisal Courses - Sponsored by AIREA and SREA:

Course 101 - Introduction to Appraising, 1990

Course 102 - Applied Residential Property Valuation, 1990

Capitalization Theory and Techniques, Part A, 1991

Capitalization Theory and Techniques, Part B, 1991

Standards of Professional Practice, Part A, 1991

Standards of Professional Practice, Part B, 1991

Highest & Best Use and Market Analysis (+520) 1994

Work Experience:

Broom, Moody, Johnson & Grainger, Inc., 1994- present

Hollis, Wilson, Wagand, Inc., Jacksonville, Florida, 1993 - 1994

Arline & Company, Inc., Ocala, Florida, 1991-1993

Independent Fee Appraiser, Certified Appraisal Services, Jacksonville, Florida, 1990-1991

President/Owner, Plantation Builders, Inc., Fernandina Beach, Florida, 1979-1988

Commercial Loan Officer, Manufacturers Hanover Trust Company, Buffalo, NY, 1975-1978

Loan Officer/Review Appraiser, Marine Midland Bank, Inc., Buffalo, NY, 1970-1975

Bachelor of Science Degree, Jacksonville University, 1970